Insights

A property transfer valuation is an independent assessment of market value when a property is transferred without a normal sale on the open market. You may need one when transferring a home, investment property, commercial property or land to a family member, former partner, trust, company, SMSF or related entity. In these situations, the transfer price may not reflect what an unrelated buyer would pay. An independent property valuation provides a clear, evidence-based market

A self-managed super fund (SMSF) must report its assets at market value when preparing its annual financial statements. For SMSF trustees who own residential, commercial, industrial or other real property through their fund, an SMSF property valuation provides objective evidence of what that property is worth at the relevant date. An independent valuation is not required in every situation or every year. However, it is often the most reliable approach where the property is co

An insurance replacement-cost valuation estimates how much it would cost to rebuild a property after a total loss. It is not the same as the property’s market value. Market value reflects what a buyer may pay for a property, including land, location and current demand. Replacement cost focuses on the cost to demolish, rebuild and reinstate the building and relevant improvements to an appropriate standard after an insured event. For homeowners, investors, strata managers and..

A family law property valuation is an independent assessment of what a property is worth for a separation, divorce, de facto relationship breakdown, property settlement or court matter. It gives both parties a clear, evidence-based market value for the family home, investment property, commercial property or other real estate in the property pool. Where separating parties cannot agree on the value of a property, an independent valuation can reduce uncertainty, support meaning

A property valuation is an independent, evidence-based opinion of a property’s market value at a specific date. It is prepared by a qualified valuer who assesses the property itself, relevant sales evidence and local market conditions. A formal valuation is different from a real-estate agent’s appraisal, an online price estimate or a council land value. You may need a property valuation when buying, selling, refinancing, transferring property, calculating capital gains tax, d

Yes. If you are selling a house in New South Wales with a swimming pool or spa pool, the contract for sale generally needs to include evidence that the pool is registered and one of the required pool-safety documents. For most NSW houses, you must attach the pool’s registration certificate and either: A valid swimming pool certificate of compliance A relevant occupation certificate issued within the past three years, or A certificate of non-compliance This is not simply a set

A construction stage inspection is an independent assessment of the work completed at a specific point in a building project. Banks, non-bank lenders and private lenders commonly require a stage inspection report before they release a progress payment to a builder. The report helps the lender confirm that the construction works claimed in an invoice have been completed and that the project remains appropriately funded. For borrowers, developers and brokers, understanding the

The right property valuation depends on what you need the report for—not simply the property’s estimated value. A desktop valuation, short-form valuation and full property valuation can all provide an independent opinion of market value, but they differ in inspection requirements, depth of analysis, turnaround and intended use. If you need a property valuation for CGT, refinancing, an SMSF, family law, stamp duty, a transfer, insurance, a legal matter or an investment decisio

If you move out of your home and begin renting it to tenants, you may need a property valuation for capital gains tax (CGT) purposes. The date that matters is often the day the property was first used to produce rental income—not the date you eventually sell it. For many Australian property owners, this valuation establishes a defensible market-value starting point for a future CGT calculation. It is one of the most important records to arrange when a former principal residen

Yes—many Australian investment-property owners can claim tax depreciation, but what you can claim depends on the property’s age, construction history, assets and when you purchased it. A tax depreciation schedule is a report prepared for your accountant that estimates the deductions available over time for an income-producing property. For investors, it can identify deductions that are often missed when only standard rental expenses are considered. At Propti, we arrange ATO-c

A depreciation schedule sets out the deductions an investor can claim for the decline in value of an investment property. This guide covers what sits inside the schedule, who the ATO accepts as an appropriately qualified person, the 9 May 2017 rule that catches buyers of established homes, and the capital gains tax consequence that follows.

The CGT 6 year rule lets you treat a former home as your main residence for up to six years after you move out. Where only a partial exemption applies, the ATO uses the market value on the day you first rented it, which creates a valuation date most owners miss.

Desktop, short form, full, retrospective and commercial valuations - realistic turnaround times, the five stages of the process, and the delays you can actually control.

Propti's residential depreciation reports are $625 including GST, with commercial properties quoted individually - and an estimate of your expected deductions provided before you pay. Here is what drives the cost, why the cheapest quote is rarely the best value, and when a schedule pays for itself.

Cash deductions, non-cash depreciation, what you cannot claim, a worked Melbourne example, and the six places property investors routinely leave money behind.

Desktop, short form, full, retrospective and specialised valuations - what each report type actually costs in Australia, what drives the price, and how to avoid paying for the wrong one.

Quantity surveyors do far more than depreciation schedules. What a QS actually does for Australian property investors, why the ATO effectively requires one, and what it costs.

A PAYG withholding variation turns your depreciation deduction into fortnightly take-home pay. Here is how it works, a worked example, and the risks.

The capital works deduction is often the largest part of an investor's depreciation claim. Here's the 2.5% rule, what qualifies, and the CGT catch on sale.

Family law property settlements often involve significant financial decisions. Whether you're resolving a separation, divorce or de facto relationship breakdown, obtaining an accurate and independent family law property valuation is essential for achieving a fair property settlement. While online property estimates may provide a rough indication of value, courts, solicitors, mediators and financial advisers generally require an independent valuation prepared by a qualified Ce